Breathe Financial Solutions Ltd ("We", "Us", "Our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.breathefinancial.com, or engage with our services, in accordance with the General Data Protection Regulation (EU 2016/679) ("GDPR").
1. Information We Collect
We may collect and process the following personal data:
- Identity Data: Name, date of birth, gender, marital status.
- Contact Data: Address, email address, telephone number.
- Financial Data: Bank details, NI number, tax and pension details, income information.
- Technical Data: IP address, browser type, operating system, and usage data.
- Any information submitted via forms, email, phone or during service delivery.
2. How We Use Your Personal Data
We use your data to:
- Provide and manage our services to you.
- Respond to enquiries and provide customer support.
- Comply with legal obligations and professional regulations.
- Improve our website and services.
- Send you marketing communications only where we have your consent.
3. Legal Basis for Processing
We may process your data under one or more of the following legal bases:
- Consent
- Performance of a contract
- Legal obligation
- Legitimate interests
- Vital interests
4. Data Retention
We retain personal data only as long as necessary for the purposes for which it was collected, including satisfying any legal or regulatory requirements.
5. Sharing Your Data
We may share your personal data with:
- Third-party service providers necessary for the performance of our services.
- Government authorities when legally required.
- Other organisations where necessary for the establishment, exercise, or defence of legal claims.
6. International Data Transfers
We primarily store your data in the UK. If we transfer your data outside the UK/EEA, we ensure adequate safeguards are in place.
7. Your Rights
You have the following rights under the GDPR:
- Right to be informed
- Right of access
- Right to rectification
- Right to erasure (‘Right to be forgotten’)
- Right to restrict processing
- Right to data portability
- Right to object
- Rights related to automated decision-making
8. Security
We implement appropriate technical and organisational measures to protect your personal data. However, data transmission over the internet is never completely secure.
9. Cookies
Our website uses cookies. Please refer to our Cookie Policy for detailed information about how we use cookies and your choices.
10. Third-Party Links
Our website may include links to third-party websites. We do not control these websites and are not responsible for their privacy statements.
11. Contacting Us
If you have any questions or concerns about this Privacy Policy or your data, contact us at:
- Email: admin@breathefinancial.com
- Phone: 07356 086 732
- Postal Address: Breathe Financial Solutions Ltd, Olympia House, Armitage Road, London NW11 8RQ, United Kingdom
12. Changes to This Privacy Policy
We may update this policy occasionally to reflect changes in legal or operational practices. Updates will be posted on our website.
Cookie Policy
Our website uses cookies to enhance your browsing experience and to help us understand how our site is used. A cookie is a small text file stored on your device when you visit a website.
We use the following types of cookies:
- Essential cookies – These are necessary for the website to function properly and cannot be switched off in our systems.
- Analytical/performance cookies – These allow us to recognise and count the number of visitors and see how users move around our site, helping us improve its performance. We may use third-party services such as Google Analytics for this purpose. These services may also collect information about your use of other websites.
- Functionality cookies – These are used to recognise you when you return to our website and personalise content for you.
You can manage or disable cookies through your browser settings at any time. Please note that disabling cookies may affect the functionality of some parts of our website.
By continuing to use our website, you consent to our use of cookies, including those from third-party services, as described above.