Comprehensive insolvency and debt management solutions designed to help you achieve financial freedom.
Breathe Financial Solutions offers expert guidance through the entire bankruptcy process. We understand that facing bankruptcy can be stressful and overwhelming, which is why our consultants provide compassionate support every step of the way.
We can help you determine if bankruptcy is the right option for your situation, guide you through the filing process, and develop strategies for rebuilding your financial life after bankruptcy.
If you've been declared bankrupt but your circumstances have changed, or you believe the bankruptcy order should not have been made, we can help you apply for an annulment to cancel the bankruptcy order.
Our experienced team can guide you through the complex process of annulment, helping you gather the necessary evidence and represent your case effectively.
An Individual Voluntary Arrangement (IVA) can be an effective alternative to bankruptcy. It's a legally binding agreement between you and your creditors that allows you to repay your debts at an affordable rate over a fixed period, typically five years.
Our experienced team can help you determine if an IVA is suitable for your circumstances and guide you through the entire process, from proposal to completion.
Expert legal representation for insolvency matters, ensuring your rights are protected throughout the process.
Our expert team specialises in negotiating with creditors and third parties on your behalf to achieve the best possible outcomes for your debt situation. We understand the complexities of dealing with multiple creditors and can help you navigate through the process.
We also specialise in negotiating with HMRC and other goverment agencies including the Official Receiver and their solicitors to help you resolve tax debts and arrange manageable payment plans. Our experienced team understands the complexities of tax debt and can help you find the best solution for your situation.
A Debt Management Plan (DMP) is an informal agreement between you and your creditors to repay your debts at a rate you can afford. It can be an ideal solution if you have a regular income but are struggling to meet your monthly debt repayments.
We analyse your current debt situation, help you prioritise payments, and develop a personalised plan that works with your budget. Our approach is supportive and non-judgmental, focused on solutions rather than past decisions.
We help you rebuild your credit score and improve your financial standing through professional credit repair services.
Professional debt collection services to help recover outstanding debts while maintaining positive relationships.
Specialised services for Insolvency Practitioners, providing expert support and assistance in complex cases.
Book a free 30 minute consultation with our team to discuss your financial situation and goals. We'll help you identify the right services to support your journey toward financial freedom.
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